I guess we all need to be uncomfortable in order to grow. As we get older, maybe our risk tolerance is a bit lower as we do not have much time on this earth and need to save time and money for retirement. As we are younger then our risk tolerance to ratio is higher because we are just learning.
I guess having money is mostly a factor if you are willing to take more risks still or maybe as you get older you are more experienced and don’t feel the weight of the risk.
Of course the higher the risk, the better the reward.
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