When we spend extra money on top of our goods and services with a credit or debit card. We tend to waste that bit of money to spend for ourselves.
We can use that extra cent to put it in investments or have an extra buffer to spend in other goods and services without relying too much on the centralised system and support small business and individuals.
If we do not have a lot of small businesses then our mental health as a customer can be affected because small businesses have character to them and also the quality of food while bigger corporate companies are just drones in a way.
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