Watapple Mental Health Education Wellness

Category: finance

  • Spend a little while maximising return

    Write about your approach to budgeting.

    I have used this method since I was little. Even though I do not have a lot of money in the bank, I am at a lookout for buying food and drinks that are at a low price while having maximum nutrients. I did eventually find some drinks at a low price but I usually like to treat myself as I have always deprived myself of rewards.

    I mean not deprived but using money as leverage. These include Pokemon cards or either the stock market. When I do have some income coming through, I usually put it into something that I can get a return in, as it is faster than Pokemon or stock market investments.

    My goal is having cash flow as it is essential to keep me running and living day to day. Of course we would have to do some charity as it gives yourself some personal invisible social credit.

    So my approach to money is I see it as energy, as if you solve a problem or work on a problem within the community, you will get paid.

    So all these little connections can make a big difference in how you can exchange assets for cash as if you do not have cash you can exchange some appreciated assets for cash.

    Budgeting works mostly for saving money but it limits your potential in making more money because there are always opportunities in the community or society. Although budgeting keeps you disciplined no matter if you want to have a lot of money or not because money is meant to be in the business ecosystem to allow the society to maintain and improve.

  • Individual collectiveness

    This title sounds like being an individual but also being together in a community.

    Of course we humans or people need a community at first so we know which direction in life to take. Eventually we would find something we are passionate about and mostly put our eggs into that basket while also having backup options if all fails.

    In the community we would learn the same things but what it is that is we all have different experiences or different worldviews but all we should do is make the community or society a better place for future generations.

    In the future after experiencing all the community activities and learning about it, we should all use that experience to improve that experience based on our worldview to create a product. The product can be tangible or intangible as long as there is demand for the product so that we can look after ourselves and people around us with the product.

    As a collective, I have spoken about this in my previous blog that we people are like ants.

    https://watapplementalhealtheducationwellness.blog/2026/02/17/ants/

    As ants, if we have learnt whatever we can, from the labour we did ourselves then we could leverage the labour as you have become more experienced in the industry and pass on your knowledge to the next.

  • Always going to be conflicts

    I guess in our society there will always be problems. It could be financially, emotionally or spiritually.

    Well, it does keep the society in balance in a way but when you have too much it is not good for you. I mean it is best not to do the same things over and over again to minimise destruction to one’s self. It is similar to playing video games as we are always looking for the next thing so we can keep our brains fresh.

    In terms of making money, we should always try new things. It could be collecting bottles, investing or flipping a card or new entertainment. This is what keeps your favourite cause (business) running, just like the economy.

    I mean not everyone can copy one’s exact skillset but make it better in order to keep the society improving with all lifeforms.

  • Making ones happy

    It could be anything, physically, or emotionally.

    Well for me I like to make my own happiness outward to others whether it is tangible or intangible.

    For tangible it would have to be money because sometimes I like to buy the product lower at some places just for fun, in order to support the person working within the business. I do believe in the technology age of numbers, I feel numbers make people happy just like what we see in banknotes but in a different way.

  • Risk vs reward

    I guess we all need to be uncomfortable in order to grow. As we get older, maybe our risk tolerance is a bit lower as we do not have much time on this earth and need to save time and money for retirement. As we are younger then our risk tolerance to ratio is higher because we are just learning.

    I guess having money is mostly a factor if you are willing to take more risks still or maybe as you get older you are more experienced and don’t feel the weight of the risk.

    Of course the higher the risk, the better the reward.

  • Collaboration

    Old school or new school, we still have the same concept whether it is making money or just socialising. Collaborating is about giving something out which we may get in return, of course this can come in a form of money or advice or even socialising.

    We have unlimited resources to socialising rather than money but if we treat money as a form of socialising then we would get the cash flow. When we have money coming in, it makes us happy in the moment just like talking or socialising with people.

    This would simulate our mental health a bit as it provides a good source of dopamine and some cash so you could eat, drink and housing.

  • Anxiety and money

    We all need money to live in this modern world. In fact it has been around for centuries.

    But I think what causes anxiety mostly is about paying the bills. What happens when we do not pay our bills and it ends up piling. If we do not pay our bills and we have responsibilities such as children in the house or we have someone living in the household that depends on us to get things done. We would feel the urge of anxiety internally because we do not know when our next paycheck will come. Then there is the fear of the unknown because there is more than one mouth to feed too.

    Sometimes the decisions we make do affect us, whether it is getting into debt or overspending so we do not have a cushion to give us time to reciprocate.

  • Pokemon cards

    What’s the coolest thing you’ve ever found (and kept)?

    I like to buy them in packets and opening them because you never know what is going to be inside. It is the unknown that makes me excited. In a way it is good for mental health as it keeps the happiness going.

    But some cards in the packets can be worth something so you also get your money back in a way or even more.

    I like to collect them for the artwork and the type of Pokemon because I used to watch Pokemon back in my days and this fulfils the nostalgia.

    But who knows… I may sell them or just keep some until my death just for the funtimes in cards.

  • Being useful to society

    No doubt when you think you are useful, then you will think you are useful.

    There are always jobs and things to do in our community while getting incentives. The incentives are what motivates us most of the time. Incentives can be a form of money or something that satisfies our cravings even when we give something in return. It does not have to be a form of money but money is what gives us a reason to live most of the time.

    Being useful can come in being a blue collar or white collar worker because everyone has a role to play in society. It is not like we can multitask only if the business is small enough for you to handle.

    Of course if you want to expand and make more rewards then you will need to sacrifice a bit in order to get the bigger reward. The reward can be money or legacy in which can be passed down in generations to come.

  • Use of leverage

    In our mental health I guess money is usually a factor into our well being. It is good to get educated about money not finance but money itself. Finance is mostly theory but does not teach you how to multiply your money.

    There are many ways to leverage your money, it could be a form of house, stocks, cryptocurrency or any other illiquid items like Pokemon cards or silver, etc.

    Being able to use leverage and having backup options to always have work makes you unstoppable because you will always have something to do instead of being at home scrolling through your phone. But leverage is being able to take risks at first because in a way, everything is a risk.